Insurance

[GottaBoss]

I used to have state farm. The problem is they did not offer agreed upon value like the collector insurance company's do. With Heacock I have an agreed upon value of $48k. State Farm will only give you market value, ie, blue book value...which is a joke.

Market value and kelly blue book are not necessarily the same thing. The ins. co's do not just go by the Kelly Blue book they also check to see what the car is selling for on the open market in the area you live. I know, I just went through this 4 times.

4 times???!!!

 

[fbbob96]

Made my switch yesterday,from Liberty Mutual to GEICO. My 2013 Boss,2011 Genesis 2.0 turbo coupe and '92 Ford F-150 4wd , for a total of $1658 a year for all of them. Sure beats the $2800 or so I was paying. And I also upped the limits for coverage.

 

[VoodooBoss]

4 times???!!!

Hurricane Sandy...

 

[GottaBoss]

Hurricane Sandy...

Sorry to hear that. Must be a real PIA. Hope you get things squared away soon.

 

[VoodooBoss]

Sorry to hear that. Must be a real PIA. Hope you get things squared away soon.

Not me orng302.

 

[orng302]

Yes 4 times and yes to Sandy as well. Btw, I will be switching to Geico as well for the same reasons as the above post.

 

[PJWANNABE]

I think all of the major insurance companies other than "agreed value" insurance companies are going to try to get out of whatever they can due to the magnitude of the losses of Sandy. Geico has a reputation of being good about paying out a claim when you need it, but then dropping you or putting you in high risk after that.

 

[PJWANNABE]

I'm feeling pretty lucky with some of the quoted insurance rates on here!

I definitely enjoyed the savings moving from NYC to Peachtree City, GA.

 

[ls110]

Thanks to this thread, I challenged my State Farm agent to lower my rate. As a result I am reducing my coverage while my car is in winter storage and this will save me about $600

 

[JTRATX]

Picking up the car tomorrow, $700 yr, Farmers, have other cars and house with them too.